Patriot Exchange Program Optional Riders

 

Under the Patriot Exchange Program plans, you may elect to purchase an optional rider at the time of application. The optional rider provides additional coverage for a minimal charge.


 Adventure Sports Rider

The Adventure Sports Rider is available on both Patriot Exchange Program plans for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed on pages four and six: abseiling, aviation, BMX, bobsleigh, bungee jumping, canyoning, caving, flying (private plane), hang gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, kayaking, mountain biking, paragliding, parascending, rappelling, rock climbing (ropes and guides to 4500m from ground level), skydiving, snow boarding, snowmobiling, snow skiing, spelunking, surfing, trekking, whitewater rafting (to Class V), wind-surfing. These adventure activities must be engaged in solely for leisure, recreation, or entertainment purposes.


* This Web page contains only a consolidated and summary description of all current benefits, conditions, limitations and exclusions. A certificate containing the complete Certificate Wording with all terms, conditions and exclusions will be included in the fulfillment kit. These plans are amended, modified or replaced from time to time, and IMG reserves the right to issue the most current Certificate Wording for this insurance plan in the event this Web page, application, and/or brochure has expired, is modified, or is replaced with a newer version. Current Certificate Wordings are available upon request.