Patriot Exchange Program

IMG Patriot Exchange Program BrochureMedical coverage for students and their families while studying abroad

Designed for students studying abroad or participants of cultural exchange programs. Coverage is designed to meet the U.S. J1 visa travel insurance requirements.


  • Two short-term travel medical plan designs
  • Coverage for students, their spouses and unmarried dependent children traveling with them
  • Plan Maximums up to $500,000
  • Renewable up to 48 months if minimum of three months is purchased
  • Freedom to seek treatment with hospital or doctor of your choice
  • Universal Rx pharamcy discount savings
  • 24 hour secure access from anywhere in the world to manage your account at any time
  • Student Health Center $5 co-pay per visit
  • No coinsurance
  • Optional add-on coverage available for high school sports, personal sports and legal assistance
  • Pre-existing conditions coverage available to U.S. and non-U.S. citizens – see specific plan design for benefit information

 Who the plan is designed for:

  • Students participating in international programs
  • Cultural exchange participants
  • Graduate international students
  • Scholars and educators
  • Dependents

Whether your trip takes you abroad for a few weeks or a year, your cultural exchange experience should be enjoyable. You have enough to worry about when you’re traveling. Don’t let your medical coverage be an uncertainty. IMG has developed two Patriot Exchange Program plans that offer a complete package of international benefits available 24 hours a day. The Standard Short-Term Travel Plan is designed to meet the U.S. visa travel insurance requirements for a student studying abroad or a participant of cultural exchange, while the Basic Short-Term Travel Plan is more of an economical plan. Both plans provide coverage for dependents and may be purchased in monthly increments.

Additionally, you can choose from a nice range of plan maximums and additional add-on coverage. You can access more than 17,000 providers when seeking treatment outside the U.S. using our International Provider AccessSM (IPA), and you can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.