Patriot Platinum Travel Medical Insurance

Patriot Platinum Travel Medical Insurance

Short Term medical insurance for individuals and families

Provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.

Highlights:

  • Short-term travel medical coverage
  • Coverage for individuals and dependents
  • Two plan designs – one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
  • Maximum Limits from $1,000,000 to $8,000,000
  • Deductible options from $0 to $25,000
  • Available in monthly and daily rates
  • Renewable up to 36 months if three months is initially purchased
  • Access to Global Concierge & Assistance Services – extended services handled by a dedicated service team
  • Access to board-certified physicians, licensed psychologists, pharmacist, dentists, dieticians and trainers to assist you with any routine health related questions you have
  • Freedom to seek treatment with hospital or doctor of your choice
  • Trip cancellation, travel delay and baggage delay benefits available
  • Universal Rx pharmacy discount savings
  • 12 month benefit period
  • 24 hour secure access from anywhere in the world to manage your account at any time

Enhancements to Patriot Platinum Travel Medical Insurance for 2011-2012:

Non-U.S. Citizens – Sudden and Unexpected Recurrence of a Pre-existing Condition:

  • Up to age 65. $20,000 lifetime maximum for eligible medical expenses. $20,000 lifetime maximum for Emergency Medical Evacuation.

U.S. Citizens – Sudden and Unexpected Recurrence of a Pre-existing Condition:

  • Up to age 65 with a Primary Health plan – URC up to certificate maximum.
  • Up to age 65 without a Primary Health plan – $20,000 lifetime maximum.
  • Age 65 + with or without a Primary Health plan – $2,500 lifetime maximum.

Evacuation Plus Rider ($70/Month)

  • This optional rider is available to insureds up to age 65 and it provides coverage for medical evacuations for medical conditions that are non life-threatening and evacuations as a result of a natural disaster.
    • This rider must be purchased for a minimum of 3 months regardless of the minimum number of days being traveled.
    • Non Life-threatening Medical Evacuation Up to a maximum of $50,000.
    • Natural Disaster Evacuation Up to a maximum of $10,000.

Trip Interruption
Now includes the additional description, “…a break-in at the insured’s principle residence or the substantial destruction of the insured’s principle residence due to a fire or natural disaster.”

Rate Hold – We will be holding the Patriot Platinum International rates.

 Who the plan is designed for:

  • Travelers wanting first-class medical coverage
  • Vacationing families and individuals
  • Traveling executives

 


You have enough to worry about when you’re traveling.  Don’t let your medical coverage be an uncertainty.  IMG has developed two Patriot Platinum Travel Medical Insurance plans to provide you and your family superior protection and offer a complete package of international benefits available 24 hours a day.  Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S., while Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.  Both plans are available for a minimum of five days to a maximum of three years.

Additionally, the plans offer enhanced benefits and services to meet your global needs.  You can choose from an extensive range of deductibles and Maximum Limits, you have exclusive access to our Global Concierge and Assistance ServicesSM, and you have access to more than 17,000 providers through our International Provider AccessSM (IPA) when seeking treatment outside the U.S.  You can also reduce your out-of-pocket costs  when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.