Global Health Plans

Long-Term Comprehensive Medical Plan 

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Flexible, long-term, annually renewable, worldwide medical insurance program for U.S. citizens living or working abroad and for non-U.S. nationals worldwide.

 

 

 

 

Highlights:

  • Flexible, comprehensive medical coverage
  • Coverage for individuals and families
  • Four unique plan designs – Silver, Gold, Gold Plus and Platinum
  • Optional riders: Global Term Life Insurance, Global Daily Indemnity, Maternity, Terrorism, Sports
  • Choose your area of coverage (worldwide or worldwide excluding the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan)
  • Select from multiple deductible options
  • Family premium covers first two children between 14 days and 9 years at no additional cost for the first year
  • Choose from several payment modes
  • Multiple underwriting options to fit your needs
  • Freedom to choose your provider
  • Access to two extensive provider networks
  • Emergency Medical Evacuation and other evacuation benefits
  • Medical Concierge Program
  • Medical professionals to coordinate your care
  • 24 hour access to information

Four Unique Plan Designs:

  • Silver plan option – Affordable medical security designed for the more budget-conscious consumer and those planning to receive care in lower cost areas of the world. Silver offers a wide range of scheduled benefits equipped to meet your essential needs.
  • Gold plan option – Ideally suited for those who desire full major medical coverage but for a limited period of time. Gold provides comprehensive benefits for the first three years of coverage. After three years, certain benefits and lifetime maximums are reduced (see Benefits). As a result, Gold is priced more competitively than the Gold Plus option.
  • Gold Plus plan option – Comprehensive major medical plan designed for people who need long-term coverage. Benefit levels continue beyond year three as long as the coverage remains in effect.
  • Platinum plan option -Provides the superior benefits package for the most discerning global consumer. Platinum offers a package of enhanced benefits and services. It is designed for the client who wants the convenience of comprehensive medical, dental, and vision benefits in one plan.

 

 

Plan is designed for:

  • Coverage for individuals or families living or working abroad
  • Contract employees living and working abroad
  • Seniors with dual residencies six months or longer outside the U.S.

Being a citizen of the global community can be an exciting experience, yet one that can pose potential complications. Your health care while abroad should not be one of those concerns.  Global Medical Insurance is a revolutionary program from IMG that offers the flexible worldwide coverage you need, backed by the world-class services you expect. Unlike other health care programs on the market, Global Medical Insurance allows you to custom build a plan that is specifically tailored for you.

Global Medical Insurance is designed to meet your total needs. The program offers you the flexibility to select from an assortment of unique benefit options. From the scheduled benefits of the Silver plan option to the benefit-rich Platinum plan option, there are a large variety of specialized coverages to meet any need. To accommodate your financial means, you can customize your length and area of coverage with the flexibility to select from multiple deductibles and modes of payment. With your medical history in mind, the program also provides flexible underwriting methods to extend coverage to you that may be declined by other companies.

Additionally, the program provides world-class services. To maximize the outcome of your medical care, our on-site clinical staff is ready to assist you at a moment’s notice, and our extensive global provider networks are quickly and easily accessible.  You also have direct access to our Medical Concierge, an unequalled service that provides you with personalized assistance in locating the best provider for your specific needs, while saving you on out-of-pocket and medical expenses.  You can also efficiently save time managing routine areas of your account by utilizing our secure, online service tools.  In addition, IMG is available for service at your convenience – via phone, email or Live Chat.

You need to know that you have the proper worldwide coverage.  When you select Global Medical Insurance, you receive IMG’s commitment to deliver exceptional health benefits, medical assistance and service – all designed to give you Global Peace of Mind®.